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News & AnnouncementsMastercard® credit cards
Compare our credit cards and pick one that best fits your needs
World Elite® Mastercard
- Annual fee of $150
- Purchase rate: 19.99%
- Servus Circle Rewards® (2 points for every $1 spent on eligible purchases)
Gold Mastercard
- Annual fee of $75
- Purchase rate: 19.99%
- Supplemental card fee of $0
Low Rate Mastercard
- Annual fee of $30
- Purchase rate: 11.99%
- Supplemental card fee of $0
Business Low Rate Mastercard®
- Annual fee of $75
- Purchase rate: up to Prime† + 10.00%
- Supplemental card fee of $75
Business Rewards Mastercard®
- Annual fee of $75
- Purchase rate: 16.99%
- Supplemental card fee of $75
Business No Fee Mastercard®
- No annual fee
- Purchase rate: 16.99%
- Supplemental card fee of $0
No Fee Mastercard
- No annual fee
- Supplemental card fee of $0
- Servus Circle Rewards® (1 points for every $2 spent on eligible purchases) that never expire
Choose the right Mastercard®
Answer a few questions and we'll help you choose the credit card that's right for you.
What type of card are you looking for?
®Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated.
®/™Servus Credit Union, Servus, the Servus circle and all associated logos are the intellectual property of Servus Credit Union
What benefit is the most important to you?
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal /-/media/Servus/CCTool/img or any income reported for tax purposes.
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal /-/media/Servus/CCTool/img or any income reported for tax purposes.
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal /-/media/Servus/CCTool/img or any income reported for tax purposes.
What would you prefer?
What benefit is the most important to you?
What benefit is the most important to you?
Thank you for your responses. The Mastercard we recommend is:
Gold Mastercard®
With the Servus Gold Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $75
Purchase rate: 19.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $0
With a Servus Gold Mastercard you'll earn $18.75 in Profit Share® Rewards cash each year.
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Gold Mastercard®
With the Servus Gold Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $75
Purchase rate: 19.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $0
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
World Elite® Mastercard®
The Servus World Elite Mastercard is our premium rewards credit card and will provide you with comprehensive purchases and travel benefits including 24/7 concierge service.
With the World Elite Mastercard you'll earn 2% back in unlimited Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $150
Purchase rate: 19.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $40
With a Servus World Elite Mastercard you'll earn $37.50 in Profit Share® Rewards cash each year.
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
World Elite® Mastercard®
The Servus World Elite Mastercard is our premium rewards credit card and will provide you with comprehensive purchases and travel benefits including 24/7 concierge service.
With the World Elite Mastercard you'll earn 2% back in unlimited Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $150
Purchase rate: 19.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $40
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Low Rate Mastercard®
The Servus Low Rate Mastercard gives you no-fuss features and benefits at a low purchase rate. Take advantage of a low annual fee and travel benefits.
Learn moreAnnual fee: $30
Purchase rate: 11.99%
Supplemental card fee: $0
With a Servus Low Rate Mastercard you'll earn $7.50 in Profit Share® Rewards cash each year.
Low Rate Mastercard®
The Servus Low Rate Mastercard gives you no-fuss features and benefits at a low purchase rate. Take advantage of a low annual fee and travel benefits.
Learn more
Annual fee: $30
Purchase rate: 11.99%
Supplemental card fee: $0
Thank you for your responses. The Mastercard we recommend is:
No Fee Mastercard®
Build your credit with no annual fee all while earning 1 point for every $2 spent* in unlimited Servus Circle Rewards® — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $0
Purchase rate: 19.99%
Supplemental card fee: $0
*Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
No Fee Mastercard®
Build your credit with no annual fee all while earning 1 point for every $2 spent* in unlimited Servus Circle Rewards® — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $0
Purchase rate: 19.99%
Supplemental card fee: $0
*Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Business Rewards Mastercard®
With the Servus Business Rewards Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $75
Purchase rate: 16.99%
Supplemental card fee: $75
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Business Rewards Mastercard®
With the Servus Business Rewards Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $75
Purchase rate: 16.99%
Supplemental card fee: $75
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Business Low Rate Mastercard®
With the Servus Business Low Rate Mastercard you'll have access to cash flow with a low purchase rate plus purchase and travel benefits.
Learn moreAnnual fee: $75
Purchase rate: up to prime✝ + 10.00%
Supplemental card fee: $75
✝"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. You can find the current prime rate by calling us at 1.877.378.8728, or on the Servus Prime Rates page. Current variable interest rates will appear on each account statement.)
Business Low Rate Mastercard®
With the Servus Business Low Rate Mastercard you'll have access to cash flow with a low purchase rate plus purchase and travel benefits.
Learn more
Annual fee: $75
Purchase rate: up to prime✝ + 10.00%
Supplemental card fee: $75
✝"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. You can find the current prime rate by calling us at 1.877.378.8728, or on the Servus Prime Rates page. Current variable interest rates will appear on each account statement.)
Thank you for your responses. The Mastercard we recommend is:
Business No Fee Mastercard®
With the Servus Business No Fee Mastercard you'll have access to credit and great travel and purchase benefits without the annual fee.
Learn moreAnnual fee: $0
Purchase rate: 16.99%
Supplemental card fee: $0
Business No Fee Mastercard®
With the Servus Business No Fee Mastercard you'll have access to credit and great travel and purchase benefits without the annual fee.
Learn more
Annual fee: $0
Purchase rate: 16.99%
Supplemental card fee: $0
Servus Circle Rewards®️
Earn points as you spend
At Servus, we look at the whole financial picture. That's why a Servus Mastercard with Circle Rewards isn’t just a credit card, it's a tool that can help you meet your financial goals. Redeem your points towards a Servus investment product, your next family vacation or as cash back onto your credit card balance.
See how rewarding your Servus Mastercard can be...
Gold: $1 = 1 point
No Fee: $2 = 1 point
*Calculation excludes any introductory or bonus offers.
Here's what you'll expect to earn in Circle Reward points for the year:
points
Converts to
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Manage your Servus Mastercard
You may have questions about managing your account, and we have some tips to help you.
Sign in to your Mastercard account
See your banking, Servus Mastercard and Servus Circle Rewards® information in one place.
Important documents
Access documents such as Mastercard account agreement, insurance notice, certificate of insurance etc.
Account management
Find valuable information about changing your PIN, signing up for e-statements, supplementary cardholders, fraud alerts and recurring bill payments.
Balance protection insurance
The last thing you want to worry about during difficult times is making your credit card payments. See how we can help.
Ways to pay
Manage your payment cards and make purchases on-the-go, all from your digital devices.
Balance account transfer
Pay off your outstanding credit card balances faster, which helps pay off your debt faster and save on interest charges.
Additional resources
What is debt consolidation and is it for you?
It could help you on your way to becoming debt-free. ›
Should you accept a credit limit increase?
There are benefits to your credit score and your overall financial well-being. Find out more ›
Need more information?
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® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard international incorporated and is used under licence.
Servus Credit Union is stating our re-commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.
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