Buying my first home
Feel good about your mortgage
Get pre-approved so you can make your dream of homeownership a reality
A house isn't just a house. It's your home. And at Servus, a mortgage isn't just a mortgage. It's one that has payment options, rates and terms that work for you. Get pre-approved and own your home faster. You will even get money back every year with our Profit Share® Rewards. You feel good about your home, now feel good about your mortgage.
Start your pre-approval process todayLet us help you
Get personalized advice
Our mortgage experts help you choose a mortgage that meets your goals. Psst, they'll even come to you if you want!
Enjoy competitive rates
We have competitive rates on all our mortgages from fixed to open and variable mortgages. Better yet, your rate will be held for 120 days after pre-approval.
Receive Profit Share®
Every year, we will reward you with cash, just for having your mortgage with us. Use your rewards to buy yourself something special or pay down your principal and be mortgage free faster!
Ask about Profit Share® Rewards Cash Advance
With a Servus mortgage, you can receive up to $3000* in Profit Share® Rewards Cash Advance. Whether you want a new comfy couch, or to jump right into renos, you can!
We'll help you every step of the way
Buying a home is likely one of the largest financial decisions you'll make. Servus will help from start to finish. From understanding what you need to get pre-approved, to finding a mortgage that fits your lifestyle, and finally, helping you build your down payment. Our expert advice will give you confidence during your home buying journey.
Servus mortgage university
Not sure what type of mortgage to get? We've got you covered.
Start learning nowMortgage calculator
Find answers to your questions on mortgage payments, amortization, and what mortgage amount will fit within your financial plan.
Get calculatingHome buyers' guide
Buying your first home can be very exciting, yet overwhelming. This home buyers' guide will ensure you have a smooth move.
Download hereHelpful home buying advice
Alternative ways to afford your first home
Discover new ways to afford buying a home. Purchase a home with a secondary suite or buy a house as an investment property. Take advantage of government programs. Learn how to make your dream of buying a home a reality without breaking the bank.
Alternative ways to afford your first home5 reasons to consider taking the mortgage plunge
Not sure if you're ready to take on a mortgage? Here are some reasons to give it a shot.
5 reasons to consider taking the mortgage plungeBeebop-Doughnut
"I love Martin (Martin Kim, Servus SBA)! He has been very supportive of us. He calls to ask how we are doing – you won’t get that from other banks. Martin believed in us. Just a couple who wanted to start a business from scratch."
Apex-brewing
“Servus has those people we engage with that actually want to understand what we're doing. I got invited for lunch with my banker. This is the first time that has ever happened! I've had good relationships with bankers in the past, but not to the level I have with Servus, and I love that."
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"The best advantage was that the financial institution actually recognized the importance of the relationship between them and the business owner. When I walk in, I'm not a number. They actually know who I am, I have a relationship with them. If I go to the other bank, there is not a soul (who knows me).
FCC
"When I first met Servus Credit Union there was an instant connection on our missions – we're both about community. From the initial conversations to today, and it’s been just over a decade, we've grown together. Servus comes to every event with smiles on their faces, the first to volunteer, whatever we need."
What are you waiting for? Let’s get started!
*Funds are not eligible to be used as part of a down payment.